Credit Score: A credit score is the measurement of credit worthiness which is how likely you are to pay off bills. Credit scores are based off of your credit reports.

Jim's Experience with Credit

Jim just got his first credit card! He can't wait to start making purchases with it. He just got out of college and is about to make a car purchase.

Some things that can affect your credit score are the type of debt, how long you're in debt, and new debt.

Jim's bills for his student loans have arrived. He decides to ignore them and make other purchases with his credit card.