Once upon a time there was a girl named Rebecca. She lived in a beautiful house with her husband and one child. She works as an anastealogist at a hospital. Her income is very good.

Rebecca is very good with saving her money and always pays her bills on time. She has a credit score of 820. The reason she has such a great credit score is she only uses her credit card when needed and she pays it off as fast as she can.

Rebecca says that she only uses her credit card for gas and for food each month so it usually is $140. She has a business credit card which is capital one. However, she also has interest rate of nearly 24.99% each month. She always makes sure she pays her credit card bill on time so she doesn't get caught in a trap.

So for each month Rebecca has to pay about $291.55 every month. But, she also never has only paid the minimum payment. Her one piece of advice she has to get a great credit score is to always pay off your debt soon as possible don't wait it off.